• Performs common math as well as various financial functions

• Worksheet mode includes tables for amortization, bond, depreciation, and compound interest

• Built-in memory for storage of previous worksheets

• Can perform cash-flow analysis and advanced list-based statistics

• Slide-case included to protect screen

Pros:

It's a nice conservative brown color and not a day glo blue or some other candy color.

The button feel (button feel a critical factor in buying a calculator) is much better than most TIs but it still could be improved. (It is not as good as the HP 12c). One shouldn't have to keep looking at the display to see if the number was keyed correctly.

The different colored keys make it easy to find the various functions.

The display is uncluttered and easy to read.

The alpha characters on the left side of the display make it easy to know what data you are entering and what the resulting number from a calculation refers to.

It has a backspace key.

The manual is well written and very complete.

Cons:

The number of key strokes that you need to do the simplest things is unbelievable. For example, to change the decimal format you have to press 2nd, format, [the number referring to the number of places], enter, 2nd, quit. Compare this to the HP 12c where you just press F and the number referring to the number of places. Six steps on the TI verses 2 on the HP.

The calculator has no weight to it. It seems flimsy. I would be very afraid of dropping it. The HP 12c is a tank by comparison.

The hard plastic slip "case" doesn't fit securely.

There is no way to change the contrast of the display.

Extra steps are required to do TVM calculations as compared to the HP 12c since with the TI you have to press the CPT key to get an answer. If you forget to do that then the display number becomes a new, unintended variable.

It doesn't retain the display when you shut the calculator off.

The arrow on the backspace key points the wrong way. Compare it to the backspace key on your computer.

It's easier to change the battery in your watch than it is in this calculator.

The "cheat sheet" in the plastic cover is only paper and very easy to loose. The HP has it printed on the back of the calculator.

No rubber feet! How much can these cost? That means you have to use two hands with this calculator; one to hold it so it doesn't slide around the table and one to enter data. You can't enter data with one hand and keep track of your place on a list of numbers with the other.

Not noticeably faster than the HP 12c which was designed over 20 years ago.

Conclusion: This calculator is better than most on the TIs in this price range mostly because of the improved button feel and the quality of the display but it would do well to take some lessons from the 80's and incorporate some of the features of the HP 12c. It's the little things that make a good calculator a great calculator. A calculator should be like an extension of you and not something that you have to constantly think about in addition to the business/math problems that you are working on. My first choice for a business calculator is the HP 12c but, if you are short on money, this is a good second choice.

134 of 142 found the following review helpful:


Not the Best in the Category  Sep 27, 2000 By Fritz-The-Cat
I have used (and own) many of the available financial calculators on the market. I "recommend" the HP-10B to my university finance students, both graduate and undergraduate.

The HP 10B is a directly positioned competitor to the TI-BA-II+, but HP's entry is superior. The keys feel more solid, the machine itself "seems" better made. Having worn out more than one of each, my experience has been that the HP has more staying power. And, the TI-BA-II+ often requires more keystrokes to accomplish the same tasks (i.e., NPV calculations). Oddly enough, when there is a difference in price, the HP often sells for around $1 less; though I would gladly pay more.

The Like the HP 10B, the TI-BA-II+ has a well written manual, including examples on using the functions. TI has the manual available on-line on their website for the inevitable time that the user needs it and has lost the original.

While there are cheaper financial calculators, it seems that this particular level is the minimum I would recommend to professionals or students. Less expensive versions, while saving a few dollars, miss important features. As a general rule of thumb, if the calculator can perform the "IRR" function, as this one can, it will be able to handle pretty much any calculation into which the finance student, professonal, or banker will run. Lesser machines do not have this function. So, skip the cheaper TI, HP, or other financial calculators.

Ironically, even larger fancier calculators, such as the venerable HP-12C, are in my estimation inferior as well. The 12C uses RPN logic which, while saving even more keystrokes, is simply foreign to most students. More importantly, some functions, such as the Time Value of Money functions, on the 12C require interpretation. On the 12C, for example, solving for the number of periods in an annuity, the value gets rounded UP to the next integer. Not so in the TI-BA-II+ or HP 10B.

While I can recommend the TI-BA-II+, it is second only to the HP 10B as the best value in inexpensive financial calculators.

130 of 146 found the following review helpful:


Comparison of TI BAII Plus, HP 12C and HP 17BII  Jun 25, 2002
Texas Instruments, inventors of the pocket calculator, have done it again with the BAII Plus. This is an extremely fast little beast with a lot of functionality. It outstrips even the more expensive competition with a higher number of functions. You have to look to the HP 17BII to cover all the same bases and even then in some case you will have to work around problems. For instance, the BAII Plus allows differing compounding periods to payment periods. You can even calculate bonds to call as well as yield.

Sadly there is one serious problem with the machine. Strictly speaking it is not year 2000 compliant. Your date range is 1950 - 1949 and can only be entered as two digit years. TI have no work around for this either.

If you just want to number crunch all day long, this calculator gets my vote. Everything is in front of you on the keypad, you don't have to navigate around registers or menus. The keyboard is light and sensitive and easy to use. And the way the functions work together is very flexible.

The HP 12C. What can I say about this beautiful piece of craftsmanship. This not just a calculator, but an example of fine engineering. Sort of in the same league as a vintage car. You can almost here the engine purring gently when you turn it on. In comparison with the BAII Plus and the 17BII it lacks functionality. You will also see criticisms of its speed. But in reality this is untrue. What the 12C lacks in processing speed (and the difference is so slight that your calculations won't be affected) it makes up for in form factor and ruggedness. Don't underestimate this. The keyboard is industrial strength and so is the case. You can sit there banging away in RPN with one hand without even looking whilst you follow columns of figures with the other. You gain the best of both worlds between a heavy duty desk top calc and a neat pocket calculator. There is one other big advantage, which is the wealth of tutorials guides and papers about using it available for free on the internet.

But for uncompromising power, the HP 17BII is, for me, the ultimate financial calculator. It isn't as cumbersome as the 19BII but has everything I need from that calculator. The functionality is comprehensive, and where you might find limitations it gives you accurate work-arounds. The solver is indispensible. You can enter a formula and set up variables to enter as if you were using built in functionality. And it will solve for which ever variable is missing. Did you get that? - it actually does the algebra for you!!!

The 17BII is fast and rugged and I haven't yet found something I can't solve either through the built in functions or by programming it.

29 of 30 found the following review helpful:


BA II  Dec 02, 2003 By miktay
Bought this calculator a few months ago and it has already paid for itself many times over. I also own the HP12C and the 19B for a number of years (as well as other TI calcs) but prefer the BA II for high pressure situations i.e. CFA exam and purchasing any item with financing.

Was recently at an auto dealership helping my girlfriend buy a car and saved lots of $ and frustration by having this little jewel along. The finance mgr started quoting some strange monthly pmts and I was able to sit him down with the BA II and show him that his numbers made no sense based on our agreed purchase price. After a few rounds of this he gave up the tricks and started dealing straight. Yes I could have probably done the same thing with the 12c but in a situation with real $ at stake I reverted to thinking in Algebraic io RPN: Its very easy to get confused with several salespeople pressuring you to sign on the dotted line.

While the 12C will always be a classic compared to the BA I appreciate the BAs straightforward design.

Cons: Construction is a little weak, reverts to 2 decimal places after power is turned off

Pros: Excellent manual, menus for cash flow calcs, no need to learn RPN, faster than 12c

23 of 23 found the following review helpful:


Great for the money. Comparison with HP17BII+  Nov 09, 2003 By Ramon S. "rls3360"
It's hard for me to give anything 5 stars, but for about $30 this calculator is such a great bargain. If it was more expensive, I would give it 4 stars. The other calculator I tried was the HP17BII+. My HP stopped working after 3 weeks. I will probably stick with the BAII+, but I did like the HP's ability to store functions.

Pros
- Lots of built-in functions. Seems like as many or more built-in financial functions than the HP17BII+.
- Better statistics functionality than the HP17BII+. Statistics is very important for business classes. The HP suprisingly lacks some basic functions, like population standard deviation.
- Has some trig functions. It can actually be a decent scientific calculator. Overall it's more versatile than any of the HP business calculators.
- Better build quality than the new HP's.
- Can be used for many standardized tests. You will not be accused of storing functions because you can't.

Cons
- In my opinion, not as user-friendly as the more menu-driven HP17BII+. The BAII+ usually requires more keystrokes and is not as intuitive. However, it's not so difficult that a good student can't learn it.
- Cannot store functions. Of course, if it did it would cost more and could be banned from certain tests.
- If you're one of the few out there that like RPN, it is not an option. The new HP's let you choose between Algebraic and RPN.

One thing that suprised me about the HP was how much their quality has gone down. They used to be the best built calculators. Now they are the worst. Look at the reviews of the new HP's. It's true! If HP doesn't get their act together, I think they will be out of the calculator market.
It would be nice if TI had a business calculator that could store user-defined functions like the HP17BII+ and have a more menu driven interface. The solver function would justify the price of the HP17BII+ if only the build quality was up to par. The quality of the newest BAII+ is not quite as good as the older ones, but it is much better than the quality of the new HP's.

See all 240 customer reviews on Amazon.com